We provide the business advantages of electronic pay through our ACH Credit and Debits. This allows your company to
electronically disburse payments to vendors and suppliers. Alternatively, your business can also electronically collect
payments.
Bank At Work Program
The Bank at Work Program allows your employees to take advantage of your relationship with us.
A few benefits include:
Free checking account
Free internet banking and bill pay
Free Debit/Credit Card
Free traveler’s checks
¼% rate increase on Certificates of Deposit that are greater than one year
¼% rate decrease on a Home Equity Line of Credit with auto debit from their First Business Bank account
* Direct deposit of your Company’s paycheck is required to qualify for the Bank at Work program.
Courier Service
Eliminate a trip to the Bank by having our bonded courier service pick up your deposits.
Online Banking and Bill Pay
With online banking, you will have access to your accounts 24/7. It also allows you to initiate banking transactions from the convenience of your office. Some of the benefits include:
Cash Management Services
Automated Clearing House (ACH)
Tax Payments
Wire Transfers
Daily Activity Transactions
View balances and history in real time
Initiate stop payments
Obtain statements
Transfer funds between accounts
View check images
Create bill payments online
Administration Features
Hassle-free employee setup
Assign customized permissions for each employee
Track employee transactions created online
Payroll Service
We can offer your employees direct deposit without contracting a payroll service. Employers can deliver a set amount.
Remote Deposit
With remote deposit, clients can deposit checks directly into their account from their own computer. Images of checks are electronically scanned and sent directly to the Bank in real time for processing. This eliminates the hassle of visiting a
branch and allows you to make deposits until 7:00 p.m. PST.
Tax Payments
Make your tax payments directly to various state and federal agencies. A fast, accurate and safe method, that protects your
privacy when delivering payments to tax agencies.
Zero Balance Account (ZBA)
Our Zero Balance Account allows you to move funds from your ZBA account to a concentrated account at the end of each
business day.
Benefits include:
Manage all transactions from one account
Reduce cost for multiple internal transfers
Conduct transfers automatically
Simplify account reconciliation
Use in conjunction with a sweep account to maximize invested funds
Automated Clearing House (ACH)
